Independent Financial Advisers

Traditional spending and saving habits have been turned upside down Household finances, including spending and saving patterns, have det...

If it sounds too good to be true, it probably is Fraudsters are getting more sophisticated, particularly with investment scams during t...

Professional financial advice tailored to you It’s often a common fallacy that only those that are wealthy have any need for profession...

Don’t put all your eggs in one basket Portfolio diversification is the foundational concept of investing. It’s a risk management strate...

What should I consider before the end of this tax year? The end of the 2019/20 tax year is fast approaching, and there are a number of ...

Maximise your wealth creation – don’t miss the deadline Whatever you’re putting money aside for, there’s likely to be a role for Indivi...

Time to explore your ISA options? An Individual Savings Account (ISA) enables you to save in a simple, tax-efficient way, while general...

Calculating the value of financial advice Quantifying the value of financial advice has always been a challenge because people who rece...

What does wealth look like to you? Whether it’s stopping smoking, losing weight, eating more healthily or getting fitter, most of us ha...

Make sure your pension savings don’t get left behind The employment landscape has evolved significantly over the last few decades, and ...

Don’t be penalised by the tax system when you exercise your freedoms The ‘pension freedom’ reforms of 2015 were welcomed by consumers, a...

Signs you are not financially ready to retire Those potentially most exposed to a pension shortfall are not people just entering the wo...

Mismatch between retirement expectations and actual reality Retirement is a chance to do more of what you enjoy. When it comes to planni...

How much should you try to save to have a comfortable retirement? The number of people saving enough for a comfortable retirement has hi...

How to build wealth that stands the test of time Long-term investments tend to be less risky in the end. By investing for the long term...

‘Top 5’ list of planning areas Making sure you use up any allowances you are entitled to is the first step to reducing the amount of ta...

Tailored to match your particular needs and aspirations One of the most important stages in life which everybody has to save for is ret...

Over one million UK savers embrace relaxation of rules The Government’s announcement on the relaxation of pension rules changed the inv...

Spreading risk by accessing different types of assets Investing for the long-term means persisting through market swings. History shows ...

Getting your date right will help your plans stay on target Some people will have set their retirement date when they were in their 20s ...