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Sterling Welsh is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the financial conduct authority (FCA). Our FCA number is 680894.

Registered in England - Company number: 09455341

This website is aimed at UK residents.

 

PRIVACY STATEMENT

Copyright, Sterling Welsh Ltd.

We charge a minimum fee of £295 for remortgages and a fee of £495 for purchases. If you need an equity release mortgage then we may charge up to £995 to arrange this for you. You will always recive a quote before we do any chargeable work for you.

How Much do You Charge to Arrange a Mortgage?

We are based in Cardiff and Swansea but are happy to see clients anywhere in South Wales. You can all the Cardiff office on 02920 090 411 or the office in Swansea on 01792 7201510

Where are You Based?

We are fully independent financial advisers and as a result can advise on mortgages, life insurance, investments, pensions, inheritance tax, Wills and estate planning.

What Areas do you Advise in?

The team are available between 8am and 8pm to take your calls and we can even come and see you on the weekend if this is what you need. Just give us a call and we will be happy to arrange an appointment that suits your needs.

What are your Opening Hours?

Yes. We are more than happy to come and visit you at your home at a time and date that suits you.

Do you do Home Visits?

Yes. We can write simple and complex wills. We can also arrange a lasting power of attorney for both health and wealth. 

Can you Write my Will?

We don't usually charge a fee for life insurance as we receive a commission from the provider for arranging this on your behalf. We will always tell you how much commission we receive.

Do you Charge for Arranging Life Insurance?

We work with a number of solicitors in Cardiff and Swansea and so we will be happy to recommend a solicitor to help you with your home purchase or re-mortgage.

Can you Recommend a Solicitor?

Yes. We are not tied to any particular bank or building society and as a result can offer you the best deals available. We also have access to exclusive, broker-only deals too.

Do you have access to the whole of the market?

We don't usually charge a fee for life insurance as we receive a commission from the provider for arranging this on your behalf. We will always tell you how much commission we receive.

Do you Charge for Arranging Life Insurance?

This will depend on your situation but it usually takes around 8 weeks to arrange a mortgage for you.

How Long Does it Take to Get a Mortgage?

We will help you get a free copy of your credit file so that we can assess it and then decide what your best options are. Because we have access to the whole of the market we can usually find a lender. If not we will not charge you but will show you ways of improving your credit so that you can increase the chances of getting a mortgage in the future.

Can I Get a Mortgage if I have Bad Credit?

Yes we can arrange equity release mortgages. We will fully assess your situation and decide whether equity release is right for you. We will explore all other options before recommending this course of action and will also involve your family members in the decision too.

Can You Arrange an Equity Release Mortgage for Me?

Our fee is only payable when we have secured a mortgage offer that you are happy with. We will issue you with an invoice when your mortgage has been offered.

When is your Fee Payable?